A place to call yours.
From your first home to your next one, I’ll help you understand the financing process and explore options that align with your goals.
YOUR GOALS. MY PERSONAL GUIDANCE.
A home is personal.
Your mortgage
should be, too.
I’m Lisa Gaffikin. With 25 years of experience, I’ll help you make sense of your options and move toward your next chapter with confidence.
One advisor. A relationship built around you.
Lisa Gaffikin · Ethos Lending
Lisa Gaffikin · Ethos Lending
MORE THAN A MORTGAGE.
A place for your next chapter.
PERSONAL ADVICE. A REAL RELATIONSHIP.MEET YOUR MORTGAGE ADVISOR
Hi, I’m Lisa.
Let’s make your next move
feel like the right one.
A mortgage is more than a loan. It’s a decision that shapes your future — and you deserve someone who takes that personally.
As a Mortgage Advisor and Real Estate Professional (DRE #01861973), I bring both sides of the home journey together. My goal is to help you understand your choices, build a strategy around your needs, and feel supported from our first conversation through closing and beyond.
I believe lasting financial stability starts with trust, education, and a plan that fits your life. No one-size-fits-all advice. Just thoughtful guidance, honest conversations, and someone in your corner.
Your questions, answered Your needs, understood Your future, considered
Start a conversation with me WHEREVER YOU ARE IN THE JOURNEY
Your next chapter.
A plan that fits.
Buying, refinancing, or just getting your bearings?
Let’s start with what matters to you.
HOME FINANCING. HUMAN FIRST.
Not a call center.
Your mortgage advisor.
When you reach out here, you’re connecting with me — Lisa. I’m here to listen, explain the details, and help you feel confident about the decisions ahead.
With the lending resources of Ethos behind me and your goals in front of me, we can take the next step together.
Let’s connectA CLEAR PATH FORWARD
One advisor. Every step of the way.
Lisa guides you from the first conversation through closing with clear, personal support centered on your goals.
- 01
Start with your goals
Begin with a conversation about your situation, what matters most, and the questions on your mind.
- 02
Understand your options
Talk through payment goals, tradeoffs, and the documents involved. Approval is never guaranteed and depends on your circumstances.
- 03
Move forward with confidence
Receive personal support from application through closing, subject to underwriting.
YOU DON’T HAVE TO NAVIGATE THIS ALONE
Big dreams.
Clear next steps.
Let’s turn your questions into a conversation
and your home goals into a thoughtful plan.
A LITTLE CLARITY GOES A LONG WAY
Questions? Let’s talk them through.
Mortgage decisions can feel complex. Lisa is here to help you sort through the details with a straightforward, personal conversation.
Ask Lisa a questionNo. We can start with your goals and talk through the options that may fit. Eligibility depends on your individual circumstances, so the first conversation is about understanding the full picture.
Absolutely. A planning conversation can help you understand your next steps and build readiness at your own pace. It is a conversation, not a promise of qualification.
We can look at potential savings alongside closing costs, your timeframe, and the details of your current loan. A lower rate is not the only factor worth considering.
Come with your goal, a general purchase-price range or timeline, and any loan questions you have. Please do not send sensitive financial documents through the contact form.
DIRECTLY TO LISA
Let’s start with
your story.
Tell me a little about your goals and the best way to reach you. I’ll help you find your next step.
Lisa GaffikinMortgage Advisor · Ethos Lending
This form is for a personal conversation, not a loan application. Please keep financial documents and sensitive information out of your message.